SME Business Protection: Shield Your Enterprise from Disasters

In Ghana, where small and medium-sized enterprises (SMEs) are essential in promoting economic development and creating jobs, the dangers that small business owners encounter are considerable and constant. These include incidents like fires, floods, and theft, as well as unforeseen operational issues, all of which can lead to substantial financial losses. Business Protection Insurance offers a vital shield, enabling companies to bounce back swiftly and maintain their operations amid difficult circumstances.

It provides thorough protection to reduce losses and safeguard critical assets, serving as a crucial instrument for maintaining business operations. By collaborating with MTN MoMo, Coronation Insurance Ghana LTD. has enabled easy and hassle-free access to this important insurance, allowing small business owners to protect their income with just a few touches on their mobile devices.

The Concept of Business Insurance: What It Includes

Business Safeguard Insurance is created to provide financial support when a company faces a qualifying risk. Such incidents may involve fire, water damage, severe weather, and related dangers, as well as theft and personal injury to the business owner and staff. Business Protection Insurance usually includes:

1. Stock or inventory insurance: covers companies such as retailers and manufacturers for losses caused by damaged or stolen merchandise, allowing them to replenish supplies and maintain business activities with minimal financial impact.
2. If office items or equipment are harmed by fire, flooding, and related damage, or stolen, this product can assist in paying for repairs and replacements.
3. Personal Accident Insurance: this plan provides extra benefits that cover death, total or temporary disability, and medical costs for the owner and your employees who get injured while on the job.

Thanks to these advantages, Business Protection Insurance offers a solid base to assist companies in coping with the financial effects of unexpected situations. For small businesses, this can make the distinction between remaining operational and having to shut down permanently following a significant crisis.

The significance of Business Insurance for small enterprises

Businesses need protection insurance, which is crucial for small enterprises, particularly in Ghana, where numerous owners lack additional savings to handle unexpected situations. In the event of unforeseen incidents such as floods, fires, or theft, this type of insurance assists in covering repair expenses and replacing damaged goods, enabling the business to bounce back swiftly.

It also assists business owners by covering medical costs if an employee is injured at work, and offers compensation in situations involving death or permanent or temporary disability. In simpler terms, it provides business owners with reassurance, allowing them to concentrate on expanding their business, confident that they will have assistance if issues arise.

How Coronation Insurance and MTN MoMo are making Business Protection Insurance available

For a long time, obtaining business insurance in Ghana involved extensive documentation, physical visits to insurance offices, and typically a complicated claims procedure. Understanding the demand for more straightforward options, Coronation Insurance Ghana LTD. has collaborated with MTN Mobile Money (MoMo) to offer Business Protection Insurance that is easy, secure, and available to small and medium enterprises throughout Ghana.

Business proprietors can enroll in Business Protection Insurance via their mobile devices using the MTN MOMO code *170#.

Practical example: How Business Insurance Coverage can safeguard your company

Picture running a retail store in Accra or Kaneshie Market. During the rainy season, your shop faces flooding, leading to major losses of inventory and equipment. In another situation, you have a shop in Makola or Kejetia Market, and a sudden fire destroys your merchandise.

If you don't have insurance, you would have to pay for replacing damaged items and fixing your shop yourself, which might amount to thousands of cedis. For many small businesses, this kind of cost could lead to shutting down. With Business Protection Insurance, the scenario would be completely different. Coronation Insurance Ghana LTD. will cover the damage as per the limits outlined in your policy.

How to register for Business Protection Insurance via MTN MoMo

If you're prepared to safeguard your small business with Business Protection Insurance, here's how you can register easily via MTN MoMo:

1. Call the MTN MoMo Code: Just enter the specific USSD code (*170#) and proceed with the instructions to access insurance options.
2. Choose Coronation Insurance: Search for the Business Protection Insurance product provided by Coronation Insurance.
3. Select Your Protection: Choose a coverage plan that aligns with your business requirements and financial constraints. Coronation provides multiple choices, enabling you to customize the insurance according to your particular risks.
4. Settle Your Premium: Utilize your MTN MoMo balance to settle the premium. After finishing the process, your coverage will be activated, and you will be fully protected.
5. Experience Tranquility: Having your policy set up allows you to concentrate on expanding your business, confident that you are protected in case of any issues.

Conclusion

Each small business owner encounters obstacles on the path to achievement, yet with proper assistance, difficulties can become chances to build strength. Business Protection Insurance provides a crucial shield, enabling business owners to concentrate on expansion without the ongoing worry of unexpected crises.

By forming a strategic collaboration with MTN Mobile Money (MoMo), Insurance Ghana Ltd. has simplified and enhanced the accessibility of this protection. With just a few touches on a mobile device, entrepreneurs can obtain thorough coverage to protect their assets, business activities, and income—providing reassurance and lasting security.

For further information on enrolling in the Business Protection Plan through the MoMo platform, please reach out to us directly at 0302772606 / 0308249068 or email us at infoghana@coronationinsurance.com.ng.

Our team of specialists is on hand to provide you with the assistance you require.

Provided by SyndiGate Media Inc.Syndigate.info).

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Atiba Motivates Monti Parents and Swimmers at Sports Forum

Dar es Salaam. In a pioneering effort that combined elite athletic expertise with community development, internationally recognized swim coach Atiba Wade, a former USA Olympic Trials qualifier and NCAA athlete, conducted an empowering session with the Monti International School community. The event brought together parents, teachers, and young swimmers in an inspiring discussion centered on goal-setting, developing a growth mindset, and emphasizing the crucial role of parental involvement in sports. The forum was organized by Champion Rise Tanzania, in partnership with Monti International School, RM, Colosseum Hotel & Fitness Club, and Shaaban Roberts School. It was part of a larger initiative to improve swimming standards in Tanzania and included the International ASCA Coaches Certification Program, sponsored by Monti International. This certification aligns Tanzanian coaches with global coaching standards and ensures the future of the sport is built on knowledge, discipline, and best practices worldwide. Mindset, mentorship, and the impact of parents Coach Atiba brought more than just his impressive background—he delivered a powerful message about unity, purpose, and belief in the potential of young athletes. The forum specifically explored how emotional and psychological factors influence a child's journey in competitive sports. According to Atiba, understanding these hidden elements can often determine whether a child experiences burnout or achieves success. “It’s not just about training hard,” he said. “It’s about training smart. When parents understand the mindset required for growth in sports, children feel more supported, confident, and motivated to push beyond their limits.” He explained that young athletes often face pressure and self-doubt, and a supportive home environment can significantly enhance their resilience, motivation, and performance. By involving parents in the development process, Atiba believes that sports becomes not only an individual pursuit but also a shared family value. A vision realized at Monti International The forum also marked a significant milestone in Monti International School’s journey. As a Cambridge-certified institution offering Pre-Primary and Primary education, Monti has gradually become a model for holistic child development in Tanzania. The school used this opportunity to announce its plans to build a 25-meter swimming pool at its Rose Garden Road campus, reinforcing its long-term commitment to creating world-class sports facilities. Additionally, through the ASCA program, Monti has invested in training its coaches and administrators, ensuring that its sports philosophy is not only aspirational but also technically and structurally aligned with international standards. “We are truly grateful to Amina Mfaume for making this vision a reality,” said Fatma Fernandes, Head of Monti International School. “Bringing someone of Coach Atiba’s caliber to Tanzania has been a game-changer for our community. At Monti, we nurture the whole child—mind, body, and spirit.” Hosting Coach Atiba alongside parents reflects Monti’s deep commitment not only to academic excellence but also to world-class sports development. Fernandes added that events like these symbolize Monti’s broader educational mission: to create an environment where every child is empowered to dream big, grow with confidence, and embrace both local culture and global opportunities. “This event exemplifies the forward-thinking mindset and global exposure we strive to provide every Monti child,” she continued. “We are proud to build a school where parents are partners, coaches are certified to the highest standards, and each student is encouraged to pursue excellence—on every front.” The Role of Champion Rise Tanzania At the core of this initiative is Champion Rise Tanzania, an organization founded by Amina Mfaume to bridge the gap between local talent and international opportunities. For Amina, bringing Coach Atiba to Tanzania wasn’t just about coaching—it was about belief. “My goal is to expose Tanzanian children and coaches to global excellence,” said Mfaume. “Bringing Coach Atiba here was about showing what’s possible when we invest in our children’s potential. This is about raising the bar, not just for sports, but for how we raise a generation of disciplined, driven, and empowered young people.” Champion Rise continues to work closely with schools, local clubs, and international partners to elevate sports education and access in Tanzania. The inclusion of parents in this forum was intentional, Amina said, because sustainable athletic success starts with family understanding and encouragement. Empowerment inside and outside the pool The forum’s impact was clear and deeply felt. Monti’s young swimmers learned not just about technique or performance—but about setting personal goals, building habits, and believing in their own ability to grow. Parents left the session with practical tools, mindset shifts, and a greater appreciation of the role they play in their child’s sporting journey. The experience became a shared moment of transformation—where the pool became more than water; it became a platform for dreams, discipline, and determination. As Monti International School continues to invest in both academic and extracurricular excellence, initiatives like this reaffirm its role as a leading institution committed to raising confident, well-rounded global citizens—one lap at a time. Provided by SyndiGate Media Inc.Syndigate.info).

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Moroccan Surgeons Face Criticism for Playing Chaabi Music in the Operating Room

A video that went viral featuring Moroccan surgeons listening to loud traditional "chaabi" music and even dancing while performing surgery has caused significant public anger in Morocco, leading to calls for an official inquiry by the Health Ministry.

The video, which started spreading extensively on social media Monday night, shows a group of healthcare workers carrying out a surgical operation with lively Moroccan traditional music playing in the background. This incident has led many people from Morocco to doubt the professionalism of the medical personnel and the overall condition of hospital practices in the nation.

Although the Daily NewsAR made several efforts to secure an official response from the Ministry of Health and Social Protection, no formal statement or explanation had been released at the time of publication. In the meantime, public dissatisfaction keeps increasing, with many demanding an investigation into when and where the video was filmed, as well as the identities of the healthcare workers involved.

Health professionals and union representatives provided varied responses, which significantly contrasted with the prevailing online public opinion. In an interview with Daily NewsAR, Ali Lotfi, leader of the Moroccan Network for the Right to Health and the Right to Life, mentioned that employing music in operating rooms is not a novel concept and is, indeed, a standard procedure in numerous Western hospitals to help alleviate stress among surgical staff.

"The error," Lotfi stated, "wasn't the music per se, but the selection of genre—loud, energetic 'chaabi' music—which is completely contrary to the soothing atmosphere usually desired during surgery." He further noted that "dancing during a surgical operation is inappropriate," and pointed out the absence of definitive national regulations regarding music in operating rooms.

Karim Belmokadem, the head of the National Union of Public Health within the Democratic Federation of Labor, also highlighted that playing music in operating rooms is widely acknowledged for its healing impact in reducing stress among both patients and medical personnel. Nevertheless, he pointed out that the debate should encourage a more extensive discussion on enhancing healthcare facilities and oversight, instead of concentrating only on the selection of music.

A surgeon in active practice, who communicated with Daily NewsAR while remaining anonymous, emphasized the importance of confirming the video's authenticity, background, and location before forming any conclusions.

"At this stage, we are still uncertain if the scene occurred in a public or private establishment," the source mentioned, noting that numerous surgeons employ soothing music, like classical or instrumental pieces, to help reduce stress during intricate procedures.

The public's surprise," the physician clarified, "stemmed from the lively quality of the music and the bodily responses it triggered, which seemed inappropriate in a clean, intense setting.

As the video keeps circulating online and sparks public discussion, the lack of an official statement from health officials has further increased public worry. Many are now expecting specific measures from the ministry, either through a disciplinary investigation or more defined national guidelines regarding conduct and environment within operating rooms.

The post Moroccan doctors face criticism for playing 'chaabi' music while performing operations appeared first on Daily News International - Morocco News.

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Ivory Coast's pivotal election

By Tidjane Thiam

When I declared my intention to run for the presidency of Côte d’Ivoire earlier this year, I had specific ideas about what the campaign would involve: extended trips to connect with voters in rural communities, lively discussions with my rivals on national TV, and late evenings analyzing poll results.

Six months on, those hopes now feel outdated. As the October presidential election draws near, the voting system is mired in continuous court disputes. Rather than connecting with voters during the campaign, I have found myself spending too much time in conference rooms, surrounded by legal consultants.

In May, my name was taken off the ballot following a court decision stating that the French citizenship I possessed when I declared my candidacy made my Ivorian citizenship invalid. This judgment applied a legal rule that had been in place since 1961 but had never been used against any person with dual nationality. Consequently, I was deemed ineligible to run for or serve in high office.

Even though I gave up my French citizenship in March, the Independent Electoral Commission (ICE) argues that it was too late and maintains that there isn't enough time before the October presidential election to add my name back to the ballot. This stance is particularly puzzling, considering I am not a minor candidate. In 2023, I was chosen as the leader of the Democratic Party of Ivory Coast-African Democratic Rally (PDCI-RDA), the nation's leading opposition party, with 96.5% of the delegates' votes. Multiplepollssuggest I could defeat the President in a one-on-one raceAlassane Ouattara, should he decide to seek a fourth term.

I am not the sole opposition figure being pushed out of the contest. The recently completed electoral list also excludes former President Laurent Gbagbo, his long-time associate Charles Blé Goudé, and exiled former Prime Minister Guillaume Soro. Along with my disqualification, these exclusions have caused many analysts to doubt if the October election can genuinely be seen as fair.

Currently, the most probable situation is that Ouattara—should he declare his plan to run for re-election—will encounter minimal or no serious competition in his effort to secure a fourth consecutive term. This result would be detrimental to Côte d’Ivoire, significantly speeding up the nation's movement toward a one-party system, or even a one-person regime.

It comes as no surprise that Ouattara's government rejects any claims of judicial interference. However, these rejections have not eased the increasing worries of the public, who believe the legal system is being used as a tool to suppress any opposition leader who could potentially win the presidency.

Certainly, the emergence of electoral authoritarianism is not exclusive to Côte d’Ivoire. Similar strategies have been observed in other nations, where judicial systems are utilized to suppress dissent and maintain the existing order. However, Côte d’Ivoire's recent turbulent history heightens the risk. Particularly, a contested election in 2010 led the country into a violent civil conflict that resulted in the deaths of at least 3,000 individuals.

It is our responsibility to our people to improve. This is why I am urging for patience and requesting the United Nations Human Rights Committee to examine my situation.

The major tragedy is that the present wave of legal attacks is shifting focus away from the pressing challenges confronting Côte d’Ivoire. In a nation where life expectancy is merely62 years– lower than in both Liberia and Mauritania – we need to concentrate on restoring our healthcare system. Considering Ivorian schoolsrank13th among 14 French-speaking African nations in mathematics, addressing our flawed education system must become a top national concern. And Côte d’Ivoire'srecent additionBeing placed on the Financial Action Task Force’s Grey List concerning money laundering should lead to a meaningful conversation about crime prevention and financial openness.

Rather, we are stuck in a false legal system, moving towards fake elections and increasing authoritarian rule. A tiny group has been permitted to damage our institutions and use the state's tools to silence civil society.

There is no proper method to govern a nation. Following our present path, Côte d’Ivoire faces the possibility of falling back into the challenges of previous years. Only a genuinely democratic Côte d’Ivoire can provide the stability needed to advance the country and create long-term prosperity for its citizens.

In an area where poverty and uncertainty have frequently been the standard, I feel that Côte d’Ivoire has the ability to emerge as a symbol of advancement. However, if we allow the foundations of democracy to weaken, we risk missing out on this chance.

Tidjane Thiam serves as the leader of the Democratic Party of the Ivory Coast-African Democratic Rally (PDCI-RDA).

Provided by SyndiGate Media Inc. (Syndigate.info).

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Shaping the Golden Future: E&P's Bold Step into Indigenous Mining

By\xa0Samuel Lartey(Prof)

sammylaatey@yahoo.com

\xa0On a sunny afternoon on July 5, 2025, key figures from the business world and government representatives came together for a significant event in Accra.

This is where Engineers & Planners (E&P), a Ghanaian-owned mining and construction company, finalized a significant US$100 million portion of a US$130 million Acquisition Facility Agreement with the ECOWAS Bank for Investment and Development (EBID).

This significant achievement represents Ghana's first major, entirely homegrown gold mining initiative at the Black Volta Gold Project. The remaining US$30 million, as promised by EBID President Dr. George Agyekum Donkor, is expected to be finalized by December 2025. Reflecting a sense of national pride and economic aspiration, this agreement sets the stage for a new chapter in Ghana's resource extraction industry.

Ghana's Recovery Plan: A Route to National Success

The Ghanaian government has consistently promoted a "Resource Efficiency and Self-reliance Transformation" (REST) initiative, which focuses on local control and enhancing value from natural resources. E&P's agreement with EBID is in perfect harmony with REST by:

1. Boosting Sovereign Wealth

By maintaining complete ownership of the Black Volta Gold Project, Ghana gains more authority over income streams, royalty gathering, and tax collection.

1. Encouraging Value-Addition

Combining mining operations with local processing enhances financial gains and strengthens technical expertise.

1. Strengthening Local Partnerships

This deal reflects trust in Ghanaian companies, encouraging international collaborators to form partnerships with less reliance on foreign organizations.

Benefits for Stakeholders: Corporate and Investor Perspectives

For E&P, this purchase speeds up its shift from contract mining to becoming a primary operator. The company now has access to funding, improved facilities, advanced machinery, and extensive knowledge, positioning it as a top gold producer.

EBID investors and local financiers also gain from this, as they secure favorable returns on a gold asset in the development phase with significant potential for increased value. With gold priced at approximately US$1,950 per ounce as of mid-2025, even a cautious annual production estimate of 150,000 ounces results in US$292.5 million in yearly gross revenue.

Reimagining the Upper West Region

The Upper West Region is poised to be the core of this initiative and its broader impacts:

1. Employment:

Numerous employment opportunities in the fields of mining, engineering, transportation, and services.

1. Infrastructure:

Construction of roads, electricity, water supply, and medical infrastructure.

1. Agriculture & SMEs:

Local agricultural producers, transportation companies, and hotel services discover new opportunities for income and expansion.

1. Skills Development:

E&P will provide training to hundreds of local workers in mining operations, safety protocols, and environmental management.

Boosting Local Content and Ghanaian Families

At the heart of this progress is E&P's dedication to local content, aligning with Ghana's 2021 Local Content and Local Participation Regulation. Initiatives include:

1. Procurement:

At least 70% of the materials obtained from local Ghanaian companies—covering mining supplies like chemicals, fuel, food services, and lodging.

1. Training:

Vocational and skill-based education for local young people, promoting the concept of "Ghana First" in developing human resources.

1. Dividends & Taxes:

Income will be directed into government funds, supporting education, healthcare, and social welfare systems.

Financial Consequences: A Driver of Enduring Development

1. Project Valuation:

Estimated at US\u202f$200–250 million.

1. Gold Production:

Estimated 150 to 200,000 ounces per year—equivalent to $300 to $390 million annually in revenue at current prices.

1. Government Receipts:

Projected annual tax, royalty, and export revenues ranging from US$40 to 60 million.

1. Economic Multiplier:

A contribution to GDP surpassing US$100 million each year, when taking into account downstream services, infrastructure, and consumption.

Honoring Azuma Resources: A Symbol of Ghanaian Leadership

A standout aspect of this agreement is Azuma Resources, an E&P division headed by energetic CEO Dr. Sarah Koomson. The forward-thinking leadership at the company conducted the technical evaluations, demonstrated confidence in the orebody, and organized the financing that gained EBID's support. This project serves as evidence that Ghanaian companies, not only multinational corporations, are capable of developing, funding, and carrying out top-tier mining initiatives.

Azuma's determination mirrors Ghana's increasing confidence in its resource extraction goals. This significant acquisition goes beyond a simple business success, serving as a strong statement for African autonomy and economic revival in the mining sector.

Conclusion

The US $130 million purchase of the Black Volta Gold Project goes beyond a simple business deal; it represents a courageous statement. Ghana's mining future is driven internally, sustainable, and focused on generating value. With the REST agenda in place, all involved parties united, and regional advantages more evident than ever, this achievement could spark a change in tradition, moving from foreign resource extraction to wealth generation by Ghanaians.

Through the integration of bold investment, community emphasis, and forward-thinking leadership, E&P along with its creative subsidiary Azuma Resources has not only transformed Ghana's mining story but also established a benchmark for locally-led progress throughout Africa.

Provided by SyndiGate Media Inc.Syndigate.info).

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How Chorale de Kigali Cultivates Timeless Musical Excellence

Rwanda's leading Catholic choir, Chorale de Kigali (CDK), has remained consistent with its identity and delivered exceptional live musical performances, spiritual expression, and talent development for over six decades. The choir has overcome challenges associated with a world where musical trends change quickly and vocal authenticity is often overshadowed by digital enhancements. ALSO READ: Chorale de Kigali to celebrate World Music Day with 'Voices in Harmony Concert' Their latest concert on the occasion of World Music Day held at Kigali Universe left the audience of classical music enthusiasts amazed and moved by the talent each chorist displayed. "Chorale de Kigali is more than a Catholic choir," said Rwandan Minister of Foreign Affairs and International Cooperation, Olivier Nduhungirehe, a passionate music lover. From singing works by Handel, Mozart, Chopin, or Rwandan composers to performing Mozart's Le Mariage de Figaro, Rossini's Le Barbier de Séville, and other classical plays with perfection, Nduhungirehe described the choir as the Opéra de Kigali made up of musical virtuosos with incredible voices. Founded in 1963 by seminary-trained musicians such as Claver Karangwa, Leon Mbarushimana, Callixte Kalisa, Paulin Muswahili, and Saulve Iyamuremye, the choir initially started as a men-only ensemble inspired by the choral traditions of Catholic seminaries. Over time, it has evolved into a powerful and inclusive platform with over 150 active members, 60% of whom are young people, dedicated to the craft of live performance and vocal mastery. ALSO READ: When live performances become Rwandan music’s weak link A choir that builds voices from the ground up Germaine Utembinema is one of the longest-serving members in the choir, having joined in 1999 as a teenager. She stated that Chorale de Kigali is more than just a musical group but a nurturing family. "I came without knowing anything," she told The New Times, "But I've come to learn how to sing, about legendary performers, and how to evaluate vocal abilities." Through mentorship, regular rehearsals, and inspiration from global talents, Utembinema developed her soprano skills and grew both spiritually and musically. Rehearsals are taken seriously and occur three times a week in the evenings after work. Each session lasts two hours and focuses not only on individual vocal improvement but also on team coordination. "Our trainers usually tell us that we should remember we have a lot to give the audience. You are the best person in the hall. It's also amazing to see people turn up for you. The more you get used to it, the more it encourages you and eventually helps you deliver a great performance," she said. "We were fortunate to get the best trainers who encouraged us to learn from others who had done it perfectly. By that time, technology had already been introduced and helped us learn more lessons from them. It grew and was benchmarked against others. We shared lessons with other choirs, we practiced, and that's how we grew," she added. "If over 100 people can sing well in harmony, you can imagine the energy and discipline it takes," explains Jean Claude Byiringiro, a trainer and long-time member who joined in 1994, just months after the Genocide against the Tutsi. However, the genocide almost destroyed the choir. Many members were killed or forced into exile. "It was almost no more," said Byiringiro, who was then a young seminarian. "Reviving it took only three committed individuals but music lovers soon joined, including students from universities and seminaries." ALSO READ: Challenges affecting the growth of Rwanda’s music industry Among those who helped resurrect the choir was Jean Claude Hodari, the current president. He credits the role of resilience and structure in the choir's rebirth. "We were registered as a non-profit organisation aiming to develop written music to international standards," Hodari says. He explained that aspiring members go through a three-month probation period after submitting a formal application. During this time, their vocal range, be it soprano, alto, tenor, or bass, is assessed, or their instrumental talent is evaluated. Upon approval by a general meeting, they are officially inducted into the choir. However, talent development doesn't stop at vocal training. "We also train them how to compose," says Byiringiro. "Special time is dedicated to soloists, helping them deliver performances at a world-class level." "Just like how one joins a team as a newbie, it's the same when joining a choir. Trainers help the person take some steps until they reach a satisfying level. It's a similar situation in the choir as well. In the choir, there's teamwork, and that's where we place most of our focus. For everyone who sings, we're now exceeding 100 people. If all those people stand together to sing—and sing well—you can imagine the energy it takes," he explained. Chorale de Kigali's mission extends beyond singing in church. They interpret global musical history for Rwandan audiences, performing pieces that span centuries and continents, from 15th-century European compositions to traditional Rwandan melodies arranged in Pentatonic scales. Some of the music in their repertoire dates back to 1400 BC, originally played in Syria, and includes Greek music from 100 BC. During the World Music Day concert on June 21, they performed a rich fusion of classical and contemporary sounds, performing pieces like Turate u Rwanda, Tiritomba, Chiquitita, and the UEFA Champions League Anthem. With each piece, the choir illustrated how human stories and emotions can be conveyed across languages and generations through live performance. Embracing modernity while staying rooted To keep their sound fresh and relevant, the choir has recently started integrating modern instruments such as the violin, flute, trumpet, saxophone, and violoncello, many played by foreigners and local collaborators. "We are recruiting new talent to spice up our performances," Hodari says. "Live instrumentation is something we're expanding to inspire young Rwandans and grow their love for this kind of music." At its core, Chorale de Kigali remains committed to live, unfiltered music. Every note performed is real, every harmony rehearsed, and every voice shaped with intention. Whether singing sacred hymns or 15th-century operas, they connect audiences with the raw essence of music. For many members, the choir is not just a hobby but a healing space and a source of daily motivation. "Singing helps me relax," says Utembinema. "After a rehearsal, I wake up refreshed, ready to work, because I did something I loved last evening." ALSO READ: Chorale de Kigali adds World Music Day concert to choir’s calendar The choir has made an indelible legacy for decades "For example, we composed songs for Radio Rwanda. They composed a song at the launch of the Rusumo Bridge in 1972 that praised the development, the leaders, and also the Central Bank of Rwanda. They performed in many festivals outside the religious context but gained more popularity in many Catholic churches and mass gatherings."

Provided by SyndiGate Media Inc.Syndigate.info).

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I Almost Didn't Sing "Shape of You" — Ed Sheeran

...Song titled No. 1 'Most-Streamed Track of the Last Decade'

To mark the achievement, Ed Sheeran met with Apple Music's Zane Lowe to discuss the creation of 'Shape of You' and the song's enduring influence. ROTIMI IGE shares highlights.

Ed Sheeran discusses with Apple Music the creation of "Shape of You" and how he nearly didn't perform it himself...

Do you know what, when I wrote it, it never even occurred to me… I know this sounds strange, but I've written countless songs like that. Obviously, not exactly like this, but around 100 times where you're in the studio and you just think, "Let's create a mood and then just get through it, move on to the next one. At the end of the day, we'll look back at the five or six songs we've done and see if there's something good in there." So, it was the first day I worked with Steve Mac, me and Johnny went in and we just powered through, song after song, song after song. And at the end of the day, we looked back and said, "This one's okay." Then we were working on drums for a track on 'Divide' called "Eraser" that night. So, me and Johnny went to RAK Studios, and I played it [“Shape of You”] to Ben Cook and Ed Howard, who were the head of Asylum Records, who basically had me, Charli xcx, Anne-Marie, and Rudimental on their label. I said to them, "This could easily be a Rudimental song that you could get Rihanna on." And they said, "You're crazy. You should keep this one." And I said, "I don't know."

I'm just hearing it in a drum and bass beat now, I'm just hearing. "Oh ah, oh ah, oh ah, oh ah".

Do you understand what I'm saying? It just seemed like it could have fit in there. And then my album was flawless. "Castle on the Hill," "Happier." It was all within one genre. So, it felt like, as you mentioned, an exception. But I'm really glad I released it. It's only now, looking back, that I wish I had recognized how unique those moments were, because at the time I was just comparing it to everything else, and Kendrick's "DAMN." had come out, and I remember thinking, "That has had way more cultural impact than 'Shape of You.'" And so, I felt... I don't know, I felt strange about it the whole time, but now it's been eight years. I still play that song everywhere around the world. I can go anywhere in the world, even deep in the jungle of Cambodia, and I know that song. It's really reached some crazy places.

Ed Sheeran discusses with Apple Music how 'Shape of You' resonates with listeners around the world...

My point is that I've never considered 'Shape of You' as the song that defines me or the one I'll be known for. Yet it's strange because wherever we go around the world, we perform everywhere. Recently, we went to Bhutan, and that song was a hit there. Me and Cher have visited remote areas in Antarctica, Cambodia, and outback Australia, and that song somehow ends up being played everywhere.

Well, as you have this excellent hook, which I believe transcends trends and crosses language barriers.

But the rhythm too, because originally when I was creating it, I thought, "This is a dancehall rhythm." But then, when I was in India, they said, "Oh no, this is a Punjabi banger rhythm." And then when I was somewhere else, they'd say, "Oh no, this is that." It's a rhythm that... I play 'Shape of You' with Beoga, an Irish traditional band as well. And it really works with Baron too. So, it's just a rhythm that I believe is a universal one, basically.

Ed Sheeran discusses with Apple Music the variety of his musical output...

I believe I've come to understand that a discography or set list requires all these songs. If I were to play only slow ballads for two and a half hours, it would become monotonous. I appreciate where 'Shape of You' is placed in the set. I also like where 'Azizam' is positioned. I enjoy where 'Hearts Don't Break Around' is in the set, as well as 'Afterglow' or 'Castle,' because they create an engaging mix of a performance where you can pull out different tracks based on your mood.

We recently performed in Marseille, and I could immediately tell they were crazy. So, you can add more energetic crazy songs, and it works well.

Ed Sheeran discusses with Apple Music the enduring influence of 'Shape of You'...

No one can take the song away. Just like 'Shape of You' exists, I'll always be able to play it. I will keep on creating music and releasing it. However, I'm thankful for songs like this, which allow you to be anywhere in the world and still bring joy to someone with just a guitar.

RELATED: Ed Sheeran vs Grime on Mercury shortlist

Provided by SyndiGate Media Inc. (Syndigate.info).

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Ecobank and Google Cloud Partner to Boost Financial Inclusion and Innovation

Ecobank, a top pan-African financial services company, and Google Cloud have recently revealed a pioneering partnership focused on revolutionizing financial services through cutting-edge analytics and artificial intelligence, while promoting digital advancement throughout Africa.

By working together, Ecobank aims to utilize Google Cloud's state-of-the-art technology to provide new payment and money transfer solutions that are seamless, safe, and available to all, supporting people and companies throughout the continent and further. This partnership will concentrate on using Google Cloud's latest technologies and artificial intelligence to improve Ecobank's digital services and speed up the Bank's digital evolution.

The collaborative framework aims to enhance individual capabilities, foster the expansion of small and medium-sized businesses within the area, and aid in the broader economic advancement of Africa.

This collaboration aims to provide significant advantages:

• Enhancing financial accessibility:The partnership aims to make money transfers, both within the country and internationally, easier and more efficient. This will be backed by Google Cloud's expandable infrastructure and cutting-edge API tools, like Apigee, with the goal of speeding up financial transactions, reducing costs, and increasing access for a larger number of people, thereby providing essential support to families and improving business operations.
• Empowering African businesses:A key goal of the partnership is to discover methods to strengthen Africa's entrepreneurial environment. Utilizing Google Cloud's resources, such as its advanced data analytics tool, BigQuery, for AI-powered analysis, Ecobank plans to create solutions that enhance financial access for small and medium enterprises, streamline payment processing, and offer useful data-based insights to support business growth across over 33 African nations.
• Envisioning seamless digital banking:The partnership will focus on developing more intuitive and customer-oriented digital banking systems, leveraging Google Cloud's safe and expandable worldwide infrastructure along with Google Cloud's AI capabilities. This will enable Ecobank's developers and users to seamlessly integrate with Ecobank's platforms, connecting through a unified and sophisticated API, allowing them to deliver new financial services. For instance, fintech collaborators can easily offer fundamental banking services like accounts, payments, and loans for smooth transactions.
• Personalising financial solutions responsibly:By leveraging Google's cutting-edge data analysis, artificial intelligence, and machine learning technologies, while maintaining the strictest levels of data privacy and security, Ecobank seeks to gain deeper insights into and predict customer requirements. This approach will support the creation of more suitable and customized financial offerings, such as personalized credit, savings, and insurance solutions.
• Strategic expert collaboration:The Professional Services team from Google Cloud will focus on delivering continuous expert assistance to Ecobank, facilitating the smooth integration of technology and the achievement of the partnership's innovative objectives in the years ahead.

Jeremy Awori, Chief Executive Officer, Ecobankstated: "Our partnership with Google Cloud marks a significant step in Ecobank's digital transformation process. We are excited about utilizing Google Cloud's top-tier technology to create new opportunities for individuals and businesses to expand and thrive across Africa. This collaboration reflects our common goal to investigate the development of a more interconnected and financially accessible future for the continent."

Thomas Kurian, Chief Executive Officer, Google Cloudsaid: “Google Cloud and Ecobank share a common goal of leveraging technology to promote financial inclusion for more individuals and enterprises across Africa. We are excited about the potential of our advanced AI, robust data analysis capabilities, and expandable infrastructure to aid Ecobank's initiatives in driving the continent's economic growth and digital progress.”

This partnership reflects a joint dedication from Ecobank and Google Cloud to investigate how technology can create new possibilities for Africans, helping to build a digitally advanced and economically dynamic future for the region. Ecobank and Google Cloud will continue to seek ways to broaden their cooperation, utilizing the wide range of other Google tools and services.

Provided by SyndiGate Media Inc. (Syndigate.info).

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RIUC's Global Accreditations Open Doors to World-Class Opportunities

By Ernest Bako WUBONTO

Rosebank International University College (RIUC), part of the ADvTECH Group, has set up its campus in Ghana, boasting international accreditations and collaborations, establishing the institution as a center for global education to provide students with exceptional access to high-quality learning and professional opportunities.

An organization originating from South Africa has received recognition from various esteemed bodies, such as the British Accreditation Council (UK), South African Qualifications Authority (RSA), and the Ghana Tertiary Education Commission (GTEC), guaranteeing compliance with high academic standards within the nation.

Additional international partnerships include the Golden Key International Honour Society, providing students with access to a worldwide community of outstanding scholars, the Independent Institute of Education (IIE) based in South Africa, and the Capsicum Culinary Studio, which has recognized RIUC's culinary programs for their quality and maintains a global network of industry collaborators.

RIUC is a division of ADvTECH, Africa's top and most recognized private higher education organization, operating more than 113 colleges and institutions throughout Sub-Saharan Africa. It is also part of the Association of African Universities (AAA), an affiliation that enhances RIUC's contribution to promoting higher education across the continent.

RIUC's Vice-President, Dr. George Asamoah, told the B&FT that these advancements represent a major step forward in RIUC's goal of linking students with top-tier education and international career opportunities.

As the first academic semester, starting on 1 September 2025, approaches, RIUC has opened registrations for a variety of popular courses, including doctoral programs and diplomas.

Rosebank, located in the Airport Residential Area of Accra - Opeibea House, currently includes three departments: Commerce, Information and Communication Technology (ICT), and Hospitality, Culinary, and Service, offering 15 approved programs.

Among its recognized programs are the Doctor of Business Administration, Master of Science in Digital Marketing, Bachelor of Service Management, and Diploma in Food Preparation and Culinary Arts, along with other options.

Pupils from Ghana are given the chance to spend a semester at one of its South African campuses, allowing them to immerse themselves in different cultures, gain direct continental insights, and establish connections for career development.

The key aspect of this announcement is the chance for RIUC students to engage in international exchange programs with IIE Rosebank College, which has eight campuses throughout South Africa and serves more than 33,000 students in total. Additionally, the college is part of The Golden Key International Honour Society, located in the United States.

"These interactions will allow students to pursue studies overseas, fully engaging in varied academic and cultural settings to develop competencies needed for the international job market," states Dr. Asamoah.

The Vice-President of RIUC added that by welcoming international collaborations and globally acknowledged certifications, the institution is enabling its students to thrive and excel on a global level while maintaining their connection to African excellence.

The president of RIUC, Dr Linda Meyer, in her statement regarding the opening of the school, remarked: “We are proud to unveil our top-tier campus located in the heart of the esteemed Airport Residential Area – a center of national advancement and creativity. Our priority lies in providing outstanding student experiences and accessible technology, and we are dedicated to offering high-standard, globally acknowledged higher education.”

Dr. Asamoah is hopeful that the new accreditations highlight RIUC's dedication to providing high-quality, affordable higher education that aligns with both regional and global standards, preparing students to succeed in a globally connected economy.

Provided by SyndiGate Media Inc.Syndigate.info).

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From Slogan to Action: Mahama's Revived Drive for Progress

By Constance Gbedzo

In my earlier article, which was featured in the B&FT on Thursday, 18th April 2024, titled 'The Cost of Following Poor Corporate Governance Practices for the People of Ghana', I aimed to bring to the attention of Ghanaian leaders Section 36 (1) within the Directive Principles of State Policy and Economic Objectives, which states that 'the State must take all necessary measures to ensure that the national economy is managed in a way that maximizes economic growth and ensures the greatest possible well-being, freedom, and happiness for every individual in Ghana, while also providing sufficient means of subsistence, suitable employment, and public support for those in need'.

It was clear at that time that 'the state has truly let its people down.' 'Leadership, over the years, has promised the youth hope but delivered despair instead.' 'It seems that Ghana is functioning without a clear objective, which is why we continually lose direction in bringing about social and economic progress for the people.' 'Those responsible for managing the Ghanaian economy have made the issues more complicated than they need to be.' There was a strong appeal that 'they must simplify Ghana's development programs to focus on the productive parts of the economy and make more careful decisions.' 'Clearly, we need to establish our nation's purpose. This purpose determines the level of our shared commitment to accomplish something, living with a plan, aiming for a goal, and striving to achieve that plan.'

Nevertheless, it is becoming evident that in a political environment frequently marked by grand promises and broken commitments, His Excellency, President John Dramani Mahama seems resolved to change the story.

Having recently assumed office for a non-consecutive second term in January 2025, Mahama has quickly begun transforming his campaign promises into tangible initiatives, showcasing a fresh dedication to tackling Ghana's significant economic and social issues. The belief that "the leader truly matters" is strongly reinforced by the initial steps taken by President Mahama.

His rapid shift from campaign pledges to concrete policy execution, especially regarding the 24-Hour Economy, highlights a forward-thinking and outcome-focused strategy that could greatly influence Ghana's socio-economic development.

In numerous ways, the President's early actions demonstrate the significance of strong leadership.

• Translating Vision into Action:The 24-Hour Economy played a key role in his election platform. The official launch occurring only a few months into his presidency, along with comprehensive policy papers and an advisory panel, indicates a strong determination to go beyond mere talk. This swift action demonstrates a leader who is resolute and dedicated to fulfilling his pledges.
• Strategic Economic Overhaul:President Mahama highlighted that the 24-Hour Economy is not merely about increasing working hours, but rather a broad strategy aimed at boosting productivity, creating more opportunities, and speeding up exports through carefully planned and inclusive measures, making it a multi-dimensional approach. It involves tax breaks, reduced electricity rates, expedited regulatory approvals, and better access to financing for businesses that operate continuously. This holistic method, intended to enhance productivity, exports, and employment, reflects thoughtful planning and an awareness of the interrelated nature of economic elements. The initiative seeks to drive economic expansion, generate high-income jobs, and increase Ghana's competitiveness globally. It is expected to influence several sectors, including agriculture, manufacturing, and public entities with significant customer volumes like ports and harbors.
• Addressing Core Economic Challenges:Mahama's emphasis on sectors such as agriculture, manufacturing, and export diversification tackles Ghana's prolonged dependence on unprocessed commodity exports. The creation of anAccelerated Export Development Advisory Panel, led by the President personally, highlights this dedication, with an objective to increase Ghana's non-traditional export revenues from $3.5 billion per year to a minimum of $10 billion by 2030. Clearly, President Mahama is establishing challenging yet quantifiable goals that, if met, could significantly reshape Ghana's economic and social environment.
• Financial Accountability and Tax Policy Changes:The removal of unliked taxes such as the E-Levy, betting tax, and emissions tax, as mentioned in his administration's 2025 budget, offers real support to individuals and companies. Although this poses a difficulty for generating income, it also shows an openness to public opinion and a desire to reduce the pressure on regular Ghanaians. The implementation of new financial guidelines, such as an Independent Fiscal Council and a limit on debt, further demonstrates a dedication to prudent economic management.
• Prioritizing Social Welfare:In addition to economic renewal, Mahama's government is showing a forward-thinking approach towards social welfare and leadership. The swift focus on older adults, such as initiatives to enhance the pension system and improve the National Health Insurance Scheme, reflects a leader who values social support systems and the respect due to the elderly. Bringing back free sanitary products for female students and increasing access to education also show this dedication.
• Future Goals and Organizational Development:President Mahama has assigned the newly established 8th National Development Planning Commission (NDPC) the responsibility of merging current long-term development strategies into a single, consistent plan that goes beyond political terms. This initiative mirrors Ghana's first President Kwame Nkrumah's idea for sustained national progress, seeking to decrease dependence on raw materials and promote lasting growth. The goal is to ensure stability and consistency in national development, regardless of shifts in leadership, showcasing a sophisticated and progressive approach.
• International Engagement:In keeping with his longstanding dedication to social justice, President Mahama has also been a strong voice on the global stage. In February 2025, during the 38th Ordinary Session of the African Union Assembly, he urged unified efforts regarding reparations for historical wrongs experienced by Africans and people of African heritage, in line with the AU’s Agenda 2063. This highlights a wider perspective that goes beyond national boundaries, establishing Ghana as a leader in tackling regional challenges. His clear readiness to support pan-African causes enhances Ghana's standing internationally.

Although Ghana continues to face major challenges such as ongoing economic difficulties and the necessity for debt restructuring, President Mahama's first few months in power show a strong commitment to moving past empty promises. His government's emphasis on practical execution, forming strategic alliances, and adopting a comprehensive strategy for national progress indicates a genuine attempt to meet the expectations of Ghanaians. The shift "from slogan to action" demands firm political resolve, effective team formation, and a well-defined plan, all of which appear to be characteristics of the President's current strategy. The upcoming months will certainly assess the success of these efforts, but the initial signs point to a leader dedicated to tangible actions rather than just empty words.

At heart, President John Mahama's initial steps in his second term reveal a leader who is not only clear in his vision but also deeply involved in the complex aspects of putting policies into action. Although the ultimate effectiveness of these efforts is yet to be determined, the early showing of leadership in turning pledges into real strategies is a strong sign that the leader does make a difference.

As a business development specialist and social entrepreneur, my recommendation to Ghanaians is that President John Mahama's efforts, especially the 24-Hour Economy, offer a major chance for us to enhance our economic situation and support national growth. To make the most of these policies, individuals, business owners, and companies should be active and plan wisely.

It is essential to remain updated, take part in national discussions, build connections and work together, adopt digital changes, and maintain financial responsibility. By actively involving themselves and gaining a clear understanding of President Mahama's programs, Ghanaians can place themselves in a position to gain personal advantages while also making a substantial contribution to the country's economic renewal and development.

The author is an expert in Risk and Enterprise Development.

Provided by SyndiGate Media Inc.Syndigate.info).

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